Attention homeowners in Milwaukie and Clackamas County: Need an appraisal?

See the top 7 reasons OR homeowners need Willamette Valley Appraisal Professionals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Clackamas county's assessment of your propertyvalue
  3. To cut their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a OR divorce, where real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Clackamas County or the state of OR

Do you own a house in or near Milwaukie? Do you need help determining the value of your real estate?
Contact Willamette Valley Appraisal Professionals.

We at Willamette Valley Appraisal Professionals understand the particular needs of a homeowner looking for appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Willamette Valley Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Willamette Valley Appraisal Professionals, we're qualified in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenge Clackamas county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining. This only means you're probably paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Willamette Valley Appraisal Professionals is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Willamette Valley Appraisal Professionals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have an expert double-check it for verity or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Willamette Valley Appraisal Professionals offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Willamette Valley Appraisal Professionals can help you with that. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.