Appraisal services for Milwaukie and Clackamas County homeowners

Check out the top 7 reasons OR homeowners use Willamette Valley Appraisal Professionals:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a OR divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in OR

Need help deciding the price of your home in or near Milwaukie, OR?
Contact Willamette Valley Appraisal Professionals.

We at Willamette Valley Appraisal Professionals understand the unique needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Need to remove PMI?

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Willamette Valley Appraisal Professionals is experts in helping customers just like you delete unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that is declining. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Willamette Valley Appraisal Professionals is your best weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Willamette Valley Appraisal Professionals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Willamette Valley Appraisal Professionals can We can assist you. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.