Need an appraisal in Milwaukie or Clackamas County?
Here are the top 7 reasons why OR homeowners order from Willamette Valley Appraisal Professionals:
Do you own a home in or near Milwaukie? Do you need help deciding the value of your real estate?
At Willamette Valley Appraisal Professionals, we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Willamette Valley Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to cancel PMI
A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Willamette Valley Appraisal Professionals, we're qualified in helping customers just like you dismiss unnecessary PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other properties close to yours. That only means you are most likely paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Willamette Valley Appraisal Professionals is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be unsuitable from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Willamette Valley Appraisal Professionals can provide you with efficient appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.