Attention homeowners: Real estate appraisal services for in Milwaukie and Clackamas County
Check out the top 7 reasons why OR homeowners hire Willamette Valley Appraisal Professionals:
Own a house in or near Milwaukie, OR and need help determining the value of it?
At Willamette Valley Appraisal Professionals, we understand the special needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Willamette Valley Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping homeowners just like you delete unnecessary PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties nearby. That means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Willamette Valley Appraisal Professionals is your #1 weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Willamette Valley Appraisal Professionals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Willamette Valley Appraisal Professionals can We can assist you. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.